Fintech apps have become game changers in this shift. They simplified payments, increased transaction security, and put financing at our fingertips. They’ve put a slew of financial and banking services directly into our hands. These apps have a variety of tools that make it easier to budget, save, invest, and borrow money. In this article, we will look at 10 of the top fintech apps you should check out in 2024.
What Are Fintech Apps?
Fintech apps are financial technology apps that are intended to make money management easier. They can provide budgeting tools, savings accounts, investment accounts, payment alternatives, and borrowing possibilities, among other features.
Fintech apps are available for both iOS and Android devices and can be utilized on a smartphone or tablet.
How To Choose a Fintech App?
When selecting a fintech app, evaluate your financial goals and the features that are most essential to you. If you want to save money, for example, you should seek an app that offers a high-interest savings account or automated savings features.
For those who wish to invest, you’ll want an app with a variety of investment options and cheap costs. It is also critical to consider the app’s security features and whether it is FDIC-insured.
Watch more: Empowering Financial Innovation: Top 5 Fintech Services Driving Success
10 Best Fintech Apps You Must Try In 2024
MoneyLion
This is one of the greatest FinTech apps in the United States, offering financial advice and loan access to customers.
Although this six-year-old firm enables personal budget management, it also functions as a lending, savings, and asset management software. MoneyLion acquired Even Financial in 2021. As a result, they have increased their distribution network and enhanced their clients’ access to funding.
Robinhood
The Robinhood app is a 0% commission online stock brokerage that allows you to invest in stocks, ETFs, and cryptocurrencies. Users can use the app to invest in public firms and exchange-traded funds that are listed on US stock markets.
The app features its clearing system and no commission costs for stock, ETF, or cryptocurrency investments. Crunchbase reports that the trading app has raised a total of $5.6 billion in 28 funding rounds. The company is now worth $11.2 billion, up from nearly $5 billion in its Series D valuation.
Nubank
Nubank, a top FinTech app development and one of the best FinTech firms founded in Brazil, is a top FinTech app. It has become one of the leading FinTech apps by offering rapid money transfers, access to invoices, and tracking expenditure by category, as well as the ability to delete purchases made with Nubank reward points.
It provides real-time data on credit cards, savings accounts, and Nubank incentives. The company raised $650 million in a recent post-IPO debt transaction; the announcement date is April 11, 2022.
Mint
When it comes to gathering essential information such as accounts, user’s cards, and transactions, the Mint app is well recognized and one of the successful FinTech mobile apps located in the United States. The software allows you to pay bills, manage your transactions and spending, and even set a budget that you can stick to.
The notification alerts remind users of upcoming expenditures and provide advice based on spending trends. All data is 256-bit encrypted, and all data sent with Mint is 128-bit SSL encrypted.
Chime
The Chime app is one of the financial apps that is rapidly expanding in the United States as a mobile-only bank. It enables customers to manage their spending and savings accounts without incurring any hidden transaction costs.
It’s one of the best budgeting programs since it offers a choice of automated saving options to customers. Chime is one of the most convenient Fintech solutions for banking apps in the country due to its extensive free ATM network.
Revolut
This is one of the mobile banking platforms in London that provides financial services. Prepaid debit cards, cryptocurrency exchange, currency exchange, and peer-to-peer payments are all available through the app.
The company is valued at $33 billion, and it is expanding at an astonishing rate to compete with the US behemoths. The company has raised $800 million in Series E funding to develop a super-app.
Coinbase
Blockchain is quickly becoming a popular FinTech technology, allowing consumers to traverse the blockchain and cryptocurrency worlds. The Coinbase app is the most popular bitcoin exchange in the United States. The app allows you to purchase and sell popular digital currencies while keeping track of them all in one place.
Watch more: Top 10 Fintech App Development Services in 2024
N26
This personal finance management app provides money management solutions that are quick, versatile, and transparent. It also allows for two free countrywide ATM withdrawals every month. N26 recently secured $900 million in a Series E round at a $9 billion value.
N26 has received over 65,000 five-star reviews globally and has been featured in WIRED, TechCrunch, and Forbes.
Prism
Prism is a bill management program that lets users view and pay all of their bills in one place. You can add numerous payment accounts/credit cards, as well as your power, internet, water, and gas bills. As your application is configured, Prism will monitor all of your invoices and send you push alerts on your phone when a bill payment is due. You can pay your bill right now or review it before paying to change the amount, payment method, or even the date.
Earnin
Earnin is an innovative application that allows users to access their paychecks whenever they need them, allowing them to attain more financial confidence and independence. The application is free, but instead of charging users, it requests donations (up to $14).
Conclusion
Fintech apps are growing in popularity as people seek more convenient ways to manage their finances. A fintech app can assist you in reaching your financial goals, whether you want to budget, save, invest, or borrow money. If you are looking for a fintech development service, SmartOSC is here to help. SmartOSC is a renowned financial software development business in Asia, with over 18 years of expertise developing a wide range of solutions, including fintech apps. Contact us today to get more information!
Source: https://www.smartosc.com/best-fintech-app/
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